Search
Search

Play Baccarat Online: Best Casino Sites for Baccarat in the USA

Online Gambling Sites

There’s always been a sultry allure to the game of baccarat, and perhaps we can thank James Bond for that distinct reputation. In the film Casino Royale, when 007 sits down to play in the casino against Bond villain Le Chiffre, the game they are playing is baccarat. Baccarat is also featured prominently in The Great Gatsby and it’s because of these film appearances that the game has gone on to develop an aura of elegance. 

A card game that people have played for centuries, baccarat has stood the test of time and remains one of the most popular table games at USA online casino sites. The simplicity and quickness of baccarat make it popular with both high rollers and casual players alike.

Considered among the easiest table games to play in terms of rules and strategy, baccarat derives its online casino popularity from these factors. As well, the house edge is a paltry 1.06%. That’s significantly low for a table game, and certainly less than you’ll find by playing the slot machines.

How To Play Baccarat

Baccarat for real money is played online with a standard 52-card deck. The joker is an optional card, entering into game play only in the event of a tie. Players at casinos such as betMGM and bet365 can wager on the player hand, the banker hand, or a tie. 

Two cards each are dealt to the player and the dealer. The value of each hand is determined by adding the sum of the individual cards and then deducting 10 from the result. For instance, should a player be dealt a seven and a three, the total of the hand would be 13 minus 10, which leaves three. 

Number cards between two and nine are worth their face value. The 10s, jacks, queens, and kings hold no value and aces equal one. Should either the player or banker be dealt a hand with a value of eight or nine, this is considered a natural and is a winner. Should both hands be dealt out as naturals, the round is declared a tie. 

Once all the cards are played, a winner is declared. If the player has the highest hand, bets on the player hand pay out. Should the banker gain the higher hand, bets on that hand are winners. If the game ends in a tie, those who wagered on a tie are in fact winners.

Baccarat online gameplay USA

Best USA Baccarat Casinos

Among the most trusted names in casino gambling, the Golden Nugget has carried that reputation into the online casino realm. They offer three versions of baccarat, including a live dealer option during which the dealer will be happy to answer any questions posed by the players about game play.

Play First Person Baccarat in the BetMGM live dealer studio. One of the best online casinos in the USA, BetMGM also offers three versions of standard baccarat, as well as NHL baccarat.

NHL baccarat is also offered inside the Borgata online casino. If you prefer live dealer baccarat action, the Borgata is the place for you. Inside their live dealer area you’ll find six versions of live dealer baccarat, including First Person Golden Wealth baccarat and First Person Lightning baccarat. 

Can you play baccarat for real money at NY online casinos, in Indiana or North Carolina? Not yet, but you can easily do it when registering your casino accoint in New Jersey, Pennsylvania, Michigana and West Virginia. Check out these casino welcome offers and promo codes to get started. You can also play blackjack and roulette as in the latter states casinos offer live dealer options as well.

Live Baccarat at Evolution
Live Baccarat at Evolution Gaming

Analysis of Baccarat Games and Welcome Bonuses at Various Online Casinos

CasinoBaccarat GamesWelcome Bonus
BetMGM CasinoPunto Banco, Mini BaccaratUp to $1,000 Bonus + $25 FreePlay. Code: USDOTBET. States: NJ, PA, WV.
Borgata CasinoLive Baccarat, No Commission Baccarat$1,000 Bonus + $20 FreePlay. Promotion Code: USBETBRGT. States: NJ, PA.
Harrah’s CasinoBaccarat Professional Series, Baccarat LiveUp to $100 + 100 Free Spins for new players
Party CasinoLive Baccarat, Speed Baccarat100% up to $500 and 100 Free Spins
Golden Nugget CasinoMini Baccarat, Baccarat LiveUp to $1,000 & Free Spins + No Deposit $10
bet365 CasinoBaccarat Pro Series, Baccarat LiveUp to $1K First Deposit Match. Sign up code for NJ: USB365.
Tropicana CasinoBaccarat Pro Series, No Commission BaccaratDeposit Match up to $500
DraftKings CasinoLive Baccarat, Baccarat Control SqueezeUp to $2,000 + $100 Credits
Hard Rock CasinoLive Baccarat, Baccarat SqueezeWelcome bonus: $25 FreePlay + Match Bonus up to $1k
PlayStar CasinoDragon Tiger Baccarat, Baccarat Pro Series100% up to $500 + 500 Free Spins
Tipico CasinoLive Baccarat, Punto Banco100% up to $250 + 200 Free Spins
Unibet CasinoBaccarat Pro, Baccarat Live$200 Match Bonus
Stars Casino (PokerStars NJ)Baccarat Live, Speed BaccaratBet $1 and get $100 bonus funds
BallyBet CasinoBaccarat Professional Series, Live BaccaratGet to $100 Free Play Bonus
FanDuel CasinoBaccarat Professional Series, Live BaccaratUp to $1000 + 25 Freeplay
WynnBet CasinoBaccarat Live, No Commission BaccaratDeposit Match up to $1k

Sites for Playing Baccarat Online With Bonuses in 2023

  • Fanatics Casino NJ Bonus: Deposit $5 Get 250 free spins
    MUST BE 21+ in MI, NJ, PA, or WV. | Read Fanatics review
  • Bally Casino NJ: Get to $100 Free Play Bonus
    • 500+ Real Money Games From Big Names inc. Evolution & Microgaming
    • New Customers Get $100 Free Play Bonus
    • One of the Most Recognizable Gambling Brands
    21+, only available in NJ, PA. | Read BallyBet Casino review
  • Wheel Of Fortune Casino: Deposit $10 and get $40 + Free Play Credits
    • Best Wheel Of Fortune Game Casino
    • Biggest $2,500 Deposit Bonus in New Jersey
    • Most Popular Slots and Table Games
    AGFORTUNE
    Earn up to $40 in bonus cash with a $10 deposit with the new Wheel Of Fortune Casino NJ bonus. To withdraw bonus cash and winnings, meet rollover requirements of x5 on selected games. | Read Wheel Of Fortune review
  • BetRivers Casino Bonus: Get up to $500 Deposit Match. Promo Code: NJBRV
    • Exclusive Slot Games by Novomatic and New Live Dealer Section
    • The Best Loyalty Rewards Program
    • TOP Legal US Casino With up to $500 in Welcome Offer
    NJBRV
    BetRivers is a premier US casino that operates in NJ, MI, PA, and WV, providing a welcome bonus ranging from $250 to $500 depending on the state you are in. Promo Code is USBTRV. | Read BetRivers Casino review
  • bet365 Casino Bonus: Get up to $1K First Deposit Match
    • 100% Deposit Bonus up to $1,000
    • Best New Independent Online Casino
    • Top NetEnt & PlayTech Real Money Slot Games
    USB365
    Join bet365 NJ casino, deposit from $10 to earn a 100% deposit match with $1k max. Clear winnings and bonus cash with a 20x rollover requirement. Bonus code is optional. | Read bet365 Casino review
  • Stardust NJ: Up to 225 Free Spins + Deposit Match Bonus
  • PartyCasino Bonus: Get 200% up to $200
    • 200% Deposit Match Bonus
    • Over 500 Real Miney Games
    • Safe and Secure Casino With Fast Withdrawals
    AGPARTY
    Sign up for a NJ Party Casino account and get a 200% Deposit Match, up to $200 when you deposit at least $20. Promo code is AGPARTY. New players only. | Read Party Casino review
  • PokerStars NJ Casino: Bet $1 Get a $100 bonus
    • Generous FreePlay Offer & Deposit Bonus For New Customers
    • New Licensed Online Casino for NJ/PA/MI
    • The Best Site For Newest Slots
    21+, only new players from MI, NJ, PA.  | Read PokerStars Casino review
  • BetMGM Casino: Get up to $1,000 Bonus + $25 FreePlay
    • 600+ Slots & Exclusive Games
    • Excellent MGM Rewards
    • up to $1,000 Bonus + Free Play Credits
    • Use Bonus Code: USDOTBET
    USDOTBET
    Join betMGM online casino and claim up to $1,000 + $25 FreePlay bonus. States: NJ, PA, MI. At betMGM WV welcome offer for new casino customers is up to $2,500 + $50 FreePlay bonus. Use betMGM promo code – USDOTBET. T&C apply. 21+ | Read BetMGM Casino review
  • Harrah’s Casino Bonus: Get up to $100 + 100 Free Spins
    • 100% Bonus up to $100 & No Deposit Free Spins
    • Popular Atlantic City Games
    • Progressive Jackpots and Slot Machines: Ultimate Universe, Casino Reels
    New customers at Harrah’s NJ can claim 100% up to $100 in bonus funds. Open a new casino account and make a deposit worth $10+. You can also claim 100 Free Spins. 20x wagering requirements. | Read Harrah’s Casino review
  • Borgata Casino: Claim $1,000 in Bonus + $20 FreePlay
    • $1,000 Bonus + $20 FreePlay
    • Enter Promo Code: USBETBRGT
    • Live Games: Lightning Roulette, Infinite Blackjack
    • Top-Rated Casino App
    NJBETBRGT
    Join Borgata online casino in NJ and PA to receive bonus and play top slot games. Use promo code USBETBRGT when asked for. | Read Borgata Casino review
  • Jackpot Casino PA Offer: Get up to $1000 on First Deposit
  • Fanatics Casino PA Bonus: 250 free spins with a $5 deposit
    • 600+ Slots & Exclusive Games
    • PA Legal Online Casino
    • PayPal is a fast and secure method of funding
    MUST BE 21+ in MI, NJ, PA, or WV. | Read Fanatics Casino review
  • Golden Nugget Bonus: up to $1,000 & Free Spins + No Deposit $10
    • $10 No Deposit Bonus
    • 100% up to $1,000 Deposit Bonus & 200 Free Spins
    • US Most Popular Online Casino, Live in NJ,MI & WV
    Players must be 21 or older, and be located in New Jersey, Michigan, Pennsylvania or West Virginia. | Read Golden Nugget Casino review
  • Caesars Palace NJ Casino Bonus: $10 sign-up bonus + 100% up to $1K
    • Best To Play Gonzo’s Quest, Cleopatra and Starburst
    • TOP Caesars Reward Program and $100 Refer a Friend Bonus
    • Up to $2000 in Bonus Credits and Free Spins
    Must be 21+ and physically present in MI, NJ, PA or WV. New users and first deposit only. Wager $25+ to receive 2,500 Reward Credits. Maximum deposit-match bonus of $1,000. Minimum wagering within 7 days required to unlock bonuses. Full terms and wagering requirements at Caesarspalaceonline.com/promos. Void where prohibited. | Read Caesars Palace review
  • Unibet NJ Casino: $200 Match Bonus
    • Established Gambling Brand, Licensed in the US
    • Live Dealer Promo Boosters in NJ
    • Popular Atlantic City Games
    21+, only new customers in NJ or PA. | Read Unibet Casino review
  • Betway Casino Bonus: Get 100% up to $1,000
    • 100% Deposit Bonus up to $1,000
    • App Available in New Jersey and Pennsylvania
    • Best New Independent Online Casino
    Join Betway online casino if you are in the USA to claim up to $1,000 on your first deposit. Bonus code is optional, terms apply. | Read Betway US review
  • PlayStar Bonus: 100% up to $500 + 500 Free Spins
    • 500 Free Spins & up to $500 New Customer Offer
    • Best Las Vegas Slots & Progressive Jackpots
    • TOP-Rated New NJ Online Casino
    Relatively new online casino PlayStar is one of the best sites to play video slots online. NJ players can claim 100% up to $500 bonus & 500 Free Spins. Promo code is optional. | Read PlayStar Casino review
  • Borgata NJ Bonus: 100% match up to $1,000
    NJBETBRGT
  • Bet365 NJ Bonus: 100% match up to $1,000
  • Jackpocket TX: Get $3 Upon Signup
    • Online Lottery
    • Powerball, Mega Millions, New York Lotto
    CASHFLOW
    Jackpocket offers $3 off your first lottery purchase in AZ, AR, CO, DC, ID, MA, MN, MT, NE, NH, NJ, NY, NM, OH, OR, TX & WV. | Read Jackpocket review
  • Tipico Casino: 100% up to $250 + 200 Free Spins
    • 500+ Top Slots & Games inc. 12+ Progressives
    • New Free Casino App for iOS/Android
    • New Player Welcome Bonus inc. 200 Free Spins
    Tipico is an independent brand new online casino in the USA that offers real money players a $250 deposit bonus and 200 free spins. Promo code is optional in 2024. | Read Tipico Casino review
  • ESPN Bet NJ Casino: up to $1,000 in Bonus
    • 100% Deposit Bonus up to $1,000
    • Live Games: Lightning Roulette, Infinite Blackjack
    • Top-Rated Casino App
  • BetRivers NJ Bonus: Claim back up to $500 of your losses
  • SI Casino Bonus: 100% first deposit match of up to $1,000
    • Exclusive Online Video Slots & Table Games
    • Fully licensed in Michigan Casino App
    • Unique Online Casino by Sports Illustrated
    Join SI Casino Michigan to qualify for the promotion. Make an initial deposit of $10 or more during the Promotion Period, and you’ll receive a 100% deposit match bonus (up to $1,000) and a $10 sports free bet for SI Sportsbook within 72 hours. Promo Code is optional. | Read SI Casino review
  • Pointsbet NJ Casino Bonus: Get up to 400 Free Spins
    • Mobile Casino App: Good for Live Dealers, Video Poker and Slingo
    • New Players Get Free Spins
    • Sportsbook & Table Games for NJ, PA, MI Customers
  • Borgata PA Bonus: up to $1,000 + 20 FreePlay
    • PA Legal Online Casino
    PABETBRGT
    Enter promo code PABETBRGT at Borgata PA online casino to unlock a deposit match bonus of up to $1000 and an additional $20 free play. Borgata Pennsylvania terms apply, 2024 | Read Borgata PA review
  • Rush Games: Sign up to get 500 VC for slots
    • Free Slots, Bingo, Live Casino Games & More
    • TOP Social Online Casinos in the USA
    • Virtual Credits Bonuses & Rewards
    Betrivers.net & Rush Games are free social casinos with top slots, free live dealer games, betting and welcome bonuses. | Read Betrivers.net & Rush Games review
  • Tropicana Casino Bonus: Get Deposit Match up to $500
    • 100% Welcome Bonus For New Sign-Ups
    • Popular Slots From Tropicana Atlantic City Online
    • Safe New Online Casino & Mobile App
    Earn up to $500 in bonus cash with a new Tropicana Casino online account in NJ. To withdraw bonus cash and winnings, meet rollover requirements of 4x–20x on selected games. | Read Tropicana Casino review
  • WynnBet MI Casino Bonus: Deposit Match
    • 100% Deposit Bonus up to $1,000
    • Instant Minimum Deposits ($20) and Fast Withdrawals
    • Live Craps, Live Lighting Roulette and Live Baccarat
  • PartyPoker Welcome Offer: Get 100% Deposit Match, Up To $600, Plus, $25 On The House
    • PartyPoker Offer 100% Deposit Match + FreePlay Credits
    • partypoker Sit & Go Tournaments
    • Progressive Knockout Bounty Tournaments
    PABETBRGT
    PartyPoker Welcome Offer: Get 100% Deposit Match, Up To $600, Plus, $25 On The House. Promo code is PABETBRGT. | Read PartyPoker review
  • WSOP NJ Bonus: Get up to $1000 + 50 credits
    • Legal Online Poker Platform
    • Reload Poker Offer & Welcome Bonus
    • Tournament of Champions & Payout Calculator
    WSOP23R
    Sign up for a WSOP poker account, deposit and claim a welcome bonus of up to $1000 + $50 in bonus play (NJ, MI, + 25 in PA). Promo code is optional. Terms apply. | Read WSOP review
  • 888 Casino: Get $20 Free or Claim $500 in Match Bonus
    • 120% Deposit Match Bonus: up to $500
    • Best For NetEnt Slots & Real Money Exlcusive Games
    • Best No Deposit Free Spins Bonus Casino
    • Play Video Poker, Scratch Cards & Daily Jackpots
    888 Casino ranks among the top NJ online gaming platforms, featuring a $20 no deposit bonus, over 200 slots from NetEnt and other providers, exclusive games such as jackpot titles, video poker, and scratch cards, as well as a user-friendly mobile app. | Read 888 Casino review
  • Virgin Casino Bonus: Get $100 in Real Cash Back
    • #1 CashBack Bonus Casino
    • Online Bingo Games & 150+ Instant Real Money Games
    • US Minimum ($10) Deposit Online Casino
    • Withdrawls within 24 Hours
    Get up to $100 Real Cash Back to play for at Virgin Casino with the promo code in New Jersey. | Read Virgin Casino review
  • DraftKings Casino Bonus: Play $5 Get $50 Casino Credits
    • 600+ Slots & Exclusive Table Games
    • Big Collection of Jackpot Games, including 88 Fortunes Megaways
    • Get up to $2,000 Match Bonus + $100 Casino Credits
    Play $5 Get $50 Casino Credits Instantly. New players only. Use DraftKings Casino optional bonus code in Michigan, New Jersey, Pennsylvania, West Virginia. | Read DraftKings Casino review
  • Hard Rock Casino: $25 FreePlay + Match Bonus up to $1k
    • $25 No Deposit Casino Bonus + 100% Deposit Match
    • Best Atlantic City's Roulette Games & IGT Slots Online
    • Fast Deposits and Quick Payouts via PayPal
  • FanDuel Casino Bonus: Get up to $1000 + 25 Freeplay
    • 600+ Top Real Money Slot Games From NetEnt, Light & Wonder
    • Biggest New Player Casino Bonus – Get up to $2000
    • One Of The Best Casino Apps for Mobile Devices
    Get 100% up to $2,000 Play It Again Bonus. Use Fanduel Casino bonus code in Connecticut, Michigan, New Jersey, Pennsylvania, West Virginia. | Read FanDuel Casino review

Baccarat: How To Play & Basic Rules

Baccarat is a popular card game that has been played for centuries and is now enjoyed by players worldwide, including in the United States. It is a game of chance, played with cards, where the objective is to get a hand with a total value of 9, or as close to 9 as possible, by adding up the values of the cards in your hand. In this article, we will provide a hands-on review of the best US casino sites to play Baccarat for real money, how to play the game with basic rules, and which US states offer the top casinos to play Baccarat.

Baccarat is a relatively simple game to play, and it only takes a few minutes to learn the basic rules. Here is a step-by-step guide on how to play Baccarat:

Step 1: Place Your Bet – Before the cards are dealt, you must place your bet on either the player hand, banker hand, or a tie.

Step 2: Receive Your Cards – Both the player and banker hands receive two cards each.

Step 3: Add Up the Value of Your Cards – Cards 2-9 have their face value, Ace has a value of 1, and 10s, Jacks, Queens, and Kings have a value of 0. The objective is to get a hand with a total value of 9, or as close to 9 as possible.

Step 4: Determine If a Third Card is Needed – If the player hand has a total value of 8 or 9, no additional cards are dealt. If the player hand has a total value of 5 or less, a third card is dealt. The banker hand’s decision to take a third card depends on the value of their first two cards and the value of the player’s third card, if one is dealt.

Step 5: Compare the Hands – Once all the cards are dealt, the hands are compared

Step 6: Determine the Winner – The hand with a total value closest to 9 wins. If the player hand wins, the player is paid out at 1:1. If the banker hand wins, the player is paid out at 0.95:1 (or 19:20). If there is a tie, the player receives their bet back.

Step 7: Repeat – The game continues until you decide to stop playing or until you run out of funds.

Top 5 Baccarat Variations:

While the basic rules of Baccarat remain the same, there are several variations of the game that offer different rules and gameplay. Here are the top 5 Baccarat variations:

  1. Mini Baccarat is a smaller version of the game that is played with fewer players and lower stakes. The game is played on a smaller table, and the dealer controls all the action.
  2. Live Dealer Baccarat is played online but with a live dealer who is streamed to your computer or mobile device in real-time. This version of the game offers an authentic casino experience from the comfort of your own home.
  3. Punto Banco is the most popular version of Baccarat played in the United States. The game is played with six decks of cards and has a variety of side bets available.
  4. Chemin de Fer is a French version of Baccarat that is played with a shoe of six decks of cards. Players take turns being the banker, and the game is played with a variety of different rules.
  5. Baccarat Banque is another French version of Baccarat that is played with three decks of cards. The banker can change throughout the game, and players can bet on the banker or the player.

If you are looking to play Baccarat for real money, there are many online casino sites that offer this game. Here are some of the best US casino sites to play Baccarat for real money.

Here are US states to play Baccarat Online For Real Money:

  1. New Jersey is one of the few US states that have legalized online gambling. This means that players can play Baccarat online through licensed online casinos in the state, as well as at brick-and-mortar casinos like the Borgata and the Golden Nugget.
  2. Pennsylvania has recently legalized online gambling, which means that players can play Baccarat online through licensed online casinos in the state. Additionally, there are many land-based casinos in the state that offer Baccarat, including the Rivers Casino and the Parx Casino.
  3. Michigan is one of the few US states that have legalized online gambling and you can now play Baccarat on mobile or desktop.
  1. The Martingale System is one of the most well-known betting strategies for Baccarat. It’s a progressive betting system where players double their bet after each loss. The idea behind this strategy is that eventually, the player will win and recoup all of their losses, plus a profit equal to their original bet. However, this strategy can be risky, requiring the player to have a large bankroll to continue doubling their bets.
  2. The Paroli System is a positive betting progression strategy where the player doubles their bet after each win. The idea behind this strategy is that the player will continue to ride a winning streak and maximize their profits. However, like the Martingale System, this strategy can also be risky, as the player can quickly lose their profits if they experience a losing streak.
  3. The Fibonacci System is a progressive betting system that’s based on the Fibonacci sequence. The player starts with a bet equal to the first number in the sequence (1), and after each loss, they move to the next number in the sequence. After a win, they move back two numbers in the sequence. This system is less risky than the Martingale and Paroli systems, as the bets increase more slowly.
  4. The 1-3-2-6 System is another progressive betting system that’s based on a sequence of numbers. The player starts with a bet of 1 unit, then after a win, they increase their bet to 3 units. After a second win, they increase their bet to 2 units, and after a third win, they increase their bet to 6 units. If the player loses, they return to their initial bet of 1 unit. This system is less risky than the Martingale System, but it still requires the player to win several bets in a row to make a profit.

Online Baccarat FAQs

What is Baccarat?

Baccarat is a card game where players bet on the outcome of a round between the “player” and “banker” hands. The goal is to have a hand with a total value closest to 9.

What are the basic rules of Baccarat?

In Baccarat, the player and banker each receive two or three cards. The values of the cards are added together, and the hand with a total closest to 9 wins. Aces are worth 1 point, 2-9 are worth face value, and 10s and face cards are worth 0.

Do I need any special skills or knowledge to play Baccarat?

No, Baccarat is a game of chance and doesn’t require any special skills or knowledge. However, it’s important to understand the rules and basic strategies to make informed betting decisions.

What are the odds of winning in Baccarat?

The odds of winning in Baccarat vary depending on the type of bet. Betting on the player or banker has the best odds, with a house edge of around 1%. Tie bets have a much higher house edge, around 14%.

What are some popular betting strategies for Baccarat?

Some popular betting strategies for Baccarat include the Martingale System, the Paroli System, the Fibonacci System, and the 1-3-2-6 System. Each of these strategies involves progressive betting and carries varying degrees of risk.

Can I play Baccarat online in MI, NJ, PA or WV?

Yes, many online casinos offer Baccarat games that you can play from the comfort of your own home. However, it’s important to choose a reputable and licensed online casino to ensure fair play and secure transactions.