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The Best Scratch Cards Instant Games Online: How and Where to Play Guide

Scratch Cards Online Casinos


Online scratch cards (“scratchers”) are casino games that pay out fixed prizes when you reveal hidden symbols on a grid. The best online scratchers are available at legal online casinos in the US, such as DraftKings and Golden Nugget. Play for free, or clear a welcome bonus by playing your favorite real-money scratchers.  One of the best scratch card games with high RTP is Merlin’s Millions – (95.17%). Try it at 888Casino, and get no deposit bonus.

Best Online Casinos for Scratchers Compared

Casino StatesScratchers Scratchcard GamesBonus
DraftKings CasinoNJ, MI, PA, WV3DoublePlay Superbet Scratch, Ghost Pepper Scratch100% up to $2,000 / 100% up to $100
Golden NuggetNJ, MI, WV13Irish Eyes 2 Scratch, Colour Cubes, Ghostbusters Spectral Search, Wheel of Fortune Winning Words Game100% up to $1,000 & 200 Free Spins on 88 Fortunes Megaways
BorgataNJ4The Price is Right, Medusa Scratch 100% up to $1,000 & $20 Freeplay
Virgin CasinoNJ6Scratchcard Shop (6 games, inc. Cash Crop, Crazy Fruits, Noughts and Crosses)$100 Real Cash Back
BetMGM CasinoNJ, WV, MI, PA3Merlin’s Millions Scratch, Medusa Scratch100% up to $1,000 / $25 FREEPLAY
Play scratch card instant win games with the best bonuses and free spins. Use promo codes, such as bet365 bonus code USB365 for a welcome offer.

Scratch Cards: Golden Nugget Casino vs DraftKings Casino

In our opinion, Golden Nugget Casino (available in NJ, WV, and MI) offers the best range of scratchcards in the US. You can play over a dozen different scratchers, some carrying jackpots worth 1000x. There’s also a good selection of games that have been adapted from online slots, such as NextGen’s Medusa and Merlin’s Millions. You even have the chance to win free scratches. 

Despite offering plenty of instant-win games, some under its own branding, DraftKings Casino offers just three scratchers. NextGen’s DoublePlay Superbet Scratch is the pick of the bunch and carries a max. bet of $50. Essentially, it’s a re-skin of the Irish Eyes Scratch game and it too offers free games and a 1000x jackpot. 

How to Play Online Scratchcards

Online scratchers have a similar look and gameplay to the types of scratchcards you may purchase from your state lottery. The main aim is to match symbols in order to win a cash prize. 

To start, click the ‘Play’ button, then click on areas of the scratch card game to reveal symbols. Continue scratching off squares until you reveal three symbols. You win a cash prize according to the on-screen paytable. Remember, it’s possible to scratch off all squares without revealing a single matching combination! 

RTPs: The return-to-player percentage (RTP) varies from scratcher to scratcher. Typically, returns aren’t as generous as the ones you’ll find in online slots. However, maximum bets are also lower. 

For example, Irish Eyes 2 Scratch carries a maximum bet of $4 and an RTP of just 90.72%. That’s some way lower than the 95–97% that you can enjoy on many online slots.  

Bets: Betting stakes vary from scratcher to scratcher. The max. bets certainly aren’t as large as in some online slots. Minimum stakes start around the $0.01 mark, but max. bets rarely rise above $50–$100.  

Max Payouts: Each scratcher carries a jackpot when you scratch off the biggest-paying symbols. 1000x is commonly a top jackpot on games like DoublePlay Superbet Scratch. The maximum payout on Ghostbusters Spectral Search (available at Golden Nugget Casino) is a cool 15,000x. 

Bonus Features: Some scratchcards are adapted from existing online slots and therefore feature bonuses that you may find in a traditional slot. For example, NextGen’s Irish Eyes 2 awards 5 “free games” (scratchies) when you match 3 pot symbols. 

Online Slots vs Online Scratch cards

Online SlotsOnline Scratchers
RTP94–98%90–94%
Max Bet$500+$50–$100
Top Jackpot Payouts$1m+$300,000+
VolatilityLow–HighLow–Medium
Number of Games at Casinos50–10005–20

View the best slot sites, play at NetEnet casinos or enjoy games from Playtech with the first deposit bonuses.

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Online Casino Scratchcards FAQ

What is the RTP of online scratchcards?

The RTP of most online scratchcards is around 90–93%. We always recommend that you check the RTP in the scratcher paytable before you start betting for real money.  

Can I play online scratch card games for free?

Absolutely. Click on the ‘demo play’ button to try scratchers with casino credits and zero risk. You can replenish your credits as soon as you run out of free-play tokens.  

Can I earn a welcome bonus by playing scratchcards?

Yes, some online casinos let you play through your bonus funds by playing scratchcards. Always check the Terms and Conditions page before making a deposit and claiming your welcome bonus.