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Instant Real Money Win: Play Scratch Offs Online in the US

Scratch cards certainly aren’t new to the world of online gambling. Also referred to as scratch offs, they were first introduced by the Massachusetts Lottery in the mid-1970s. Scientific Games, today a prominent player in the online casino industry, were the creators of the first scratch cards. Easy to play, offering the chance for an instant win and available in locations like corner stores and gas stations, it didn’t take long for scratch cards to become an extremely popular method for playing the lottery. Now you can play scratch offs online in New Jersey, Michigan, Pennsylvania and othe U.S. states with legal real money online casino gaming.

As the name suggests, you physically scratch off an area on the card to reveal symbols. If you match a certain predetermined number of symbols, pictures, amounts, or words on the card, you win prizes of varying amounts, sometimes climbing into the millions of dollars.

Types Of Online Scratch Card Games

Themed-style scratch cards are the most common and popular form found in the industry. These often take on a casino flavor, such as blackjack scratch cards in which you scratch in an attempt to beat the dealer’s hand. Sports-themed cards and fantasy-themed cards are also found frequently.

Instant win cards copy the commonly-found format to traditional scratch cards. You scratch in search of matching symbols in order to win prizes. Lines operate similar to a slot machine. You’re seeking out a matching line of symbols in order to cash a winner.

Multiple chances are the most complex style of online scratch card. You start by scratching one panel. That number or symbol then becomes the winning symbol. You proceed to scratch off the other panels to see how many matches you can make.

Mobile Scratch Offs

You will find that all of the leading online casinos that are offering scratch card games to play will also make them available via their mobile app. Whether you employ an Android or iOS device, there’s a mobile app that will work for your smartphone or tablet.

Scratch cards are in fact ideally suited to be played on a mobile device. The games are simple and don’t require a lot of bells and whistles, so they tend to download quickly and play with seamless ease. As well, scratching on a mobile with your finger as opposed to doing so with a mouse on a laptop gives you more of that traditional scratch card feel to game play.

Where To Play Online Scratch Card Games in the USA

  • BetMGM Scratch Offs: Offers the highest return to player rate and a grand prize of $250,000 in the Merlin’s Millions game. Use promo code for a welcome bonus – USDOTBET. States: NJ, PA, WV, MI.
  • BetRivers Online Scratch Cards: Features the thematic Irish Eyes 2 game where players can win big by matching traditional Irish symbols.
  • Golden Nugget Casino Online: Allows players to enhance their winnings with the 16-panel Foxin’ Wins game where they can opt to wager up to 4x their stake.
  • Borgata Scratch Cards Real Money Gaming: Engages players with a journey into Greek mythology, offering simple and exciting gameplay with the Medusa scratch card.

Online Casinos Offering Scratch Offs Games

Several of the top casino sites in the legal and regulated industry in the USA are offering the chance to play scratch offs online. These are some of the more popular real money casinos for scratch cards where you can scratch to your heart’s content.
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BetMGM Scratch Offs

Offering thousands of games to play inside their online casino, it’s only natural that BetMGM provides an array of what they classify as variety games. Scratch cards fall under this umbrella. A popular scratch card game at BetMGM is Merlin’s Millions. The legendary wizard from the fable of King Arthur’s Court offers a variety of symbols to unearth, including owls, potions and orbs. Find a combination of three of any symbols and you’re a winner. Collect three orbs and win five free games. Hit on a trio of Merlins and you’ll earn 1000x your stake. Both the return to play of 95.17% and the grand prize of $250,000 are the highest of any online casino scratch off game in the USA. Review betMGM casino bonuses here.

BetRivers Online Scratch Offs

Play Irish Eyes 2 at the BetRivers online casino. A lovely red-haired Irish lass invites you to scratch in pursuit of traditional Irish symbols such as shamrocks, Leprechaun’s hats, and jewels. Of course, if you succeed in matching the correct number of symbols, you’ll be winning pots of money. Learn more about Betrivers bonus codes here.

Scratch Card at Golden Nugget Casino Online

At Golden Nugget, Foxin’ Wins is among their selection of scratch card games. This game offers 16 panels. You need to match three symbols in order to outsmart the sly fox and become a winner. You can ramp up your chances of earning a big payday by opting to wager 3x or even 4x your stake. View Golden Nugget welcome offer details here.

Borgata Scratch Cards Gaming

You’ll be taking off on a journey into Greek mythology when you partake in the Medusa scratch card at the Borgata online casino. There’s symbols of gods and goddesses, along with a bevy of mythical creatures. All you need to do to win is scratch off three matching symbols. Check out the Borgata casino bonus code deal here.

Scratch Off Cards Casino Bonuses

CasinoStateBonus Terms
BetRiversMI100% Deposit Match up to $500 (1x playthrough, Code: USBTRV)
BetRiversWV100% Deposit Match up to $250 (1x playthrough, Code: USBTRV)
BetRiversPA100% Deposit Match up to $250 (1x playthrough, Code: PACASINO250)
BetRiversNJ100% Deposit Match up to $500 (1x playthrough, Code: NJBRV)
MGM CasinoNJ/PA/MI100% up to $1,000 & $25 FREEPLAY
MGM CasinoWV100% up to $2,500 & $50 FREEPLAY & 50 Free Spins (Code: USDTOBET)
Unibet CasinoNJ$200 Deposit Bonus (Code: UNIBET)
Unibet CasinoPA$500 Deposit Match + 10 FreePlay (Code: UNIBET)
Borgata CasinoNJ/PA$20 Freeplay & 100% up to $1,000 Deposit Bonus (Code: USBETBRGT)
Golden NuggetNJ/MI/WV100% up to $1,000 + 200 free spins
Golden NuggetPA100% Deposit Match up to $1,000 + $50 in Casino Credits

All online casinos offer welcome bonus packages to new players and several of them also include a no deposit bonus. This is basically a small stipend of money to be used to play in their casino. It’s ideal for giving an online scratch card a try out without risking any of your own money. For instance, BetMGM delivers $25 in casino bonus funds as part of their welcome bonus. The Borgata signup offer factors in a $20 sum of casino bonus play.

Evolution Of Online Scratch Cards

As online casinos were evolving from their initial launch in the mid-1990s, it was only inevitable that scratch card games would also ultimately be going into the virtual realm. Around 2010, the first scratch card games began appearing at legal and regulated online casino sites in the USA. By using Macromedia Flash and Java, developers were able to create online scratch cards that mimicked their cardboard and plastic cousins. And similar to physical scratch off cards, the appeal of the online version is also the possibility that you can win a significant prize in a matter of moments. And best of all, when you’re done with an online scratch off card, there’s no mess to clean up from the residue created via the scratching process.

All five states that offer legal and regulated online casino gambling in the USA – New Jersey, Pennsylvania, Michigan, West Virginia and Connecticut – also offer the chance to play online scratch card games. 

Online Scratch Cards vs Store Bought Scratch Cards

With a scratch that you are purchasing from a licensed lottery dealer, you are buying into a set pool of prize winnings. The lottery companies know exactly how many prizes of each denomination are available. It’s entirely possible that when you are buying that scratch off card at the local gas station, all of the grand prizes have already been awarded.

That isn’t the case with online scratch off cards. Similar to online slot machines, they are operated by random number generators. Numbers are sorted randomly, without the aid of any formulas or algorithms and because of that, probability has not been set. 

Play Scratch Cards Games Online US Casinos

Best Scratch Offs With Good Odds and High Return to Player

Irish Eyes 2

Minimum Bet: $0.01. Gameplay: Irish Eyes 2 is a scratch card game where players aim to match 3 symbols to secure a win. Securing three POT symbols can grant the player 5 scratchies, where all prizes get doubled. Play at Betrivers US online casino (NJ, PA, WV, MI).

Highest Win: 1000x the bet amount. The largest historical win multiplier was 1000x, denoting extremely high potential winnings.

Scratchcard online

Ghost Pepper Scratcher

Minimum Bet: $0.20. Gameplay: This game turns up the heat with authentic scratch card gameplay. Players scratch off the card to reveal the potential wins underneath, with the chance to collect a fiery hot bonus.

Highest Win: 300x the bet amount. In 2023, the largest historical win multiplier recorded was 300x, marking significant winnings for the fortunate players.

Scratch Off Real Money Game

Medusa Scratch Card

Match 3 symbols to win up to 1000x your bet. Betting cap is $4, with a chance to unlock up to 5 free games for even more wins. Start scratching and unveil potential cash prizes. Play online at Tropicana Casino.

DoublePlay Superbet Scratch Card

Bet between $0.01 and $50 and scratch your way to find three matching symbols, with winnings up to 1000x your bet. Bonus: Uncover 3 badge symbols to access 5 free scratch cards where prizes are tripled. Get scratching to start winning!

Tried scratchcards and want more real money slots online? Visit our page about best US casinos to find the righ promotion, including free spins offered by the top US mobile gaming apps.