After setting up an account at an online casino, the next step is funding it, which can shape your overall real-money gaming.
At aGamble.com, we looked into the most popular payment options that are making waves across the US, detailing which methods bring speed, security, and convenience to players.
TOP 9 Banking Online Casino Methods for 2025
From the instant simplicity of e-wallets (PayPal, Skrill etc.) to the growing trend of cryptocurrency, here’s our breakdown of the top payment methods, with insights into what to expect from some of the biggest casino online brands.
1. Credit and Debit Cards
Credit and debit cards, including Visa, Mastercard, and American Express, are widely used and provide a familiar, easy way to deposit funds.
- Best Card Casinos: BetMGM USA and Borgata Casino NJ are ideal for credit card transactions, allowing deposits from $10 to $5,000.
- Processing Times: Instant for deposits; withdrawals may take 3-5 business days.
- Considerations: American Express isn’t commonly accepted for withdrawals, and some banks may block gambling-related transactions.
2. PayPal
PayPal is a favorite e-wallet for its secure transactions and fast deposits and withdrawals. As one of the most popular e-wallets, it’s a go-to choice for players who value privacy.
- Best PayPal Casino: PartyCasino NJ/USA provides quick PayPal deposits and withdrawals, with minimums of $10 and up to $10,000 for both.
- Processing Times: Instant deposits; withdrawals generally processed within 24 hours.
- Considerations: Not all US casinos support PayPal, so confirm before you sign up. Fees for currency conversions may apply if playing outside of USD.
3. Neteller
Neteller is another trusted e-wallet known for secure, fast payments, ideal for players who prefer not to use traditional bank methods.
- Best Neteller Casino: Borgata Casino supports Neteller deposits and withdrawals, with limits ranging from $20 to $5,000.
- Processing Times: Instant deposits; withdrawals are processed in 24-48 hours.
- Considerations: Neteller fees may apply for currency exchanges, and it’s not accepted at every US online casino.
4. Skrill
Skrill provides fast, convenient payments and offers loyalty perks for frequent users. It’s widely used across many US casinos.
- Best Skrill Casino: BetRivers NJ & PA is ideal for Skrill users, with deposits starting at $10 and quick processing.
- Processing Times: Deposits are instant, and withdrawals typically complete in 24 hours.
- Considerations: While Skrill is commonly accepted, be aware that some casinos may charge fees on withdrawals or conversions.
5. Apple Pay
Apple Pay is a secure, convenient mobile payment option, perfect for iPhone or iPad users. It’s widely accepted for deposits at many casinos but is limited for withdrawals.
- Best Apple Pay Casino: StarDust Casino supports Apple Pay for deposits, starting at $10.
- Processing Times: Deposits are instant, but withdrawals aren’t generally available with Apple Pay.
- Considerations: Limited to Apple users and mainly used for deposits. Be sure to have an alternative method for withdrawals.
6. Bank Transfers
Bank transfers, such as ACH and wire transfers, are ideal for players making larger deposits and withdrawals. They offer a direct, secure way to move funds.
- Best Bank Transfer Casino: Bet365 Casino USA accepts ACH deposits with a minimum of $10 and high limits suitable for high-rollers.
- Processing Times: Deposits take 1-3 business days; withdrawals can take 3-5 business days.
- Considerations: Reliable but slower than e-wallets, with potentially higher fees for large transactions.
7. Prepaid Cards
Prepaid cards such as Paysafecard and prepaid Visa/Mastercard options are perfect for players focused on budgeting, allowing deposits up to the loaded balance on the card.
- Best Prepaid Card Casino: Party supports Paysafecard for deposits with minimums of $10.
- Processing Times: Deposits are instant, but prepaid cards generally don’t support withdrawals.
- Considerations: Excellent for budgeting, but you’ll need another method to withdraw funds.
8. Cryptocurrencies
While Bitcoin, Ethereum, and other cryptocurrencies are popular globally, they’re not legal at US-based casinos, including those in New Jersey. For players looking to use crypto, it’s important to avoid offshore sites that lack regulatory oversight. For legal options, visit our UK casino page or explore top US casinos offering safe, regulated payment alternatives.
- Considerations: Crypto isn’t available at US-licensed casinos; stick to legal options for a secure experience.
9. Check by Mail and Pay by Phone Bill
Some casinos offer check by mail for those who prefer a tangible payout option. It is too slow and outdated in our opinion. Although slower, it’s a traditional withdrawal method that’s still available at a few sites. Pay by phone bill options are also offered for those looking for quick deposits without the need for cards or bank accounts.
- Check by Mail Online Casino: Borgata NJ offers checks by mail, with limits ranging from $100 to $3,000 and processing up to 2 weeks.
- Best Pay by Phone Casino: New Wheel of Fortune Casino NJ offers pay by phone bill for deposits, suitable for players preferring quick mobile payments.
- Processing Times: Checks may take 2-3 weeks; phone bill deposits are instant.
- Considerations: Checks are among the slowest methods; pay by phone is for deposits only.
Choosing the Right Payment Method
Each payment method offers a unique set of advantages. For the quickest deposits, e-wallets like PayPal and Skrill stand out, while Apple Pay offers convenience for mobile users. High-rollers may favor ACH transfers or Neteller for higher limits.
The best choice always depends on your gaming preferences, budget, deposit/withdrawal needs, and the specific options available at your chosen casino. Remember, if you’re considering international options, explore our UK casino recommendations.
